Benefits

Serving NW Iowa and SW Minnesota with
Integrity ~ Experience
Efficiency ~ Dedication

Vacation

	1 week after 6 months
	2 weeks after 1 year (including the 1 week after 6 months)
	3 weeks after 10 years
	4 weeks after 25 years

Sick Leave - ½ day per each month worked (accumulative)

Funeral - Paid leave using accumulated sick leave for death of immediate family member consisting of spouse, child, mother, father, sister, brother, mother-in-law, father-in-law or grandparents.

Holidays - 6 paid holidays

	New Years Day
	Memorial Day
	Independence Day
	Labor Day
	Thanksgiving
	Christmas

Medical Insurance

	Wellmark Blue Cross/Blue Shield
	$2000 single/$4000 family deductible
	$20 copay for doctor visits

Life Insurance

	Lincoln Financial Group
	Benefit amount is 2 times salary to a maximum of $50,000
	Dependent benefit - $5000 for spouse, $1000 for child over 6 months

Disability Insurance

	Lincoln Financial Group
	Benefit amount is 66.7% of pre-disability earnings
	Weekly benefit maximum is $1200
	Benefit duration is 26 weeks
	Benefits start on 1st day after injury or 8th day for a sickness

Vision Insurance

	Vision Service Plan (VSP)
	$25 copay for exam
	Frames covered bi-yearly to a maximum of $120
	Lenses or contact lenses covered yearly to a maximum of $120

The cost for all insurance to the full-time employee is:

	$45/month for single employee
	$95/month for employee/child
	$110/month for employee/spouse
	$160/month for employee/family

Supplemental Medical - Company will pay up to:

	$500/year toward optical and dental expenses per family
	$2100/year toward medical out-of-pocket expenses per family

Pension Plan

	401(k) through Prudential
	Eligible after 1 year of service and 20½ years old
	Company pays in 3% of employee's salary
	Company will pay an additional 2% of salary if employee contributes at least 4% out of his/her own pocket which can be a pre-tax contribution or a ROTH contribution
	Employee contribution maximum is 100% of their salary
	20% vesting/year (full vesting after 6 years)
	Employee chooses what funds or portfolio he/she wants